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Our homes should cost £1.00 a week

ed. Tony Gosling | 21.07.2008 23:20 | 2008 Days Of Action For Autonomous Spaces | Analysis | Free Spaces | History | South Coast

To give an example of how corrupt banking, taxes, usury (the charging of interest on money) actually is, here’s a simplified look at how much our homes SHOULD cost.

Our homes should cost £1.00 a week

(1993 - Dennis Potter lectures the BBC)
 http://video.google.com/videoplay?docid=-790841440769145720

Our homes should cost £1.00 a week
 http://breakfornews.com/forum/viewtopic.php?p=35631#35631
 http://www.911forum.org.uk/board/viewtopic.php?t=15296

Deuteronomy 23:19 Thou shalt not lend upon usury to thy brother; usury of money, usury of victuals, usury of any thing that is lent upon usury:

---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

Our homes should cost £1.00 a week

To give an example of how corrupt banking, taxes, usury (the charging of interest on money) actually is, here’s a simplified look at how much our homes should cost.

3 bricklayers working 40 hours a week for 3 weeks = (360) man hours to build in brick and block a 6 bed roomed house. Carpentry first and second fix, 2 men working 40 hours a week for 3 week = (240) man hours. As its new build, plumbing and electrics 4 men working one week 40 hours = (160) man hours. Roof tiles felt and lath 2 men working an 8 hour day working for 2 days = (32) man hours. Put a good slate roof on and it will last 200 years. Many homes (buildings) last for hundreds of years if built with care and quality materials and skilled workers.

360
240
160
032

That’s 792 man hours of labour, 19 weeks at 40 hours for the actual building.

So applying the same principles to building materials, with modern technology used diligently, for simplicity sake 708 hours

708 hours plus 792 hours.
1500 man hours total to build a 6 bed roomed house.


£10.00 per hour as an example to keep it simple and easier to understand. But really it’s about the amount of work we put into the community. And how usury devalues our spending power, of whatever currency, paper, metal, credit (numbers on a computer screen, your bank account) it is applied to.

If you needed to borrow money say £15,000 (the total in this case) as you pay no interest (usury) you pay back just the £15,000 if you do that over 50 years. = >6 pounds a week. Or even better pay, one pound a week to start, gradually pay more as you get you new work of the ground then after 25 years start to decrease the payments back so as to meet the original sum.
If after 50 years you can’t repay any remaining money back due to unforeseen circumstances and I’m sure you should get some help from your family and local community and there would not be much to pay back at that point in time, because we should have shared our work and wealth. In fact with the help of our family, friends and local community this would not be difficult at any time. And never the less All Debts Forgiven.

Some might say that its 6 pounds a week and not one pound. But remember that these homes can last many generations for only (1500 man hours)
---------------------------------------------------------------------- --------------------------------------------
Example:
Six bed roomed detached house in surrey built in the 1970’s on a small! plot in suburbia.
 http://www.findaproperty.com/displayprop.aspx?edid=00&salerent=0&pid=6 52320
(Probably an expired link now as it was written in 2007)

£899,950

2007 bank rate rise to 5.5%.This can change any time the bank decides.

 http://www.thisismoney.co.uk/mortgages/article.html?in_article_id=4201 99&in_page_id=8


Loan repayment calculator
MONTHLY PAYMENT This calculator shows what your monthly payments would be for a given loan, where interest is compounded monthly. Payment protection insurance is excluded.

 http://img.thisismoney.co.uk/calculators/calcLoanPay.html
Amount borrowed
e.g. 5000, no commas
Term Months Years 50 years
Interest rate % 5.5%
(Actual interest rate & not the APR) %
RESULT Calculate
Total monthly payment £ 4408.36 6 Dollars a week. Or even better pay

1 Dollar a week to start, gradually pay more as you get you new work of the ground then after 25 years start to decrease the payments back so as to meet the original sum.
If after 50 years you can’t repay any remaining money back due to unforeseen circumstances and I’m sure you should get some help from your family and local community and there would not be much to pay back at that point in time, because we should have shared our work and wealth. All Debts Forgiven.

And Torah LAW is even better still,(edit) and also FREE LAND AT NO COST.
-------------------------------------------------------------------------------------
 http://www.findaproperty.com/displayprop.aspx?edid=00&salerent=0&pid=652320

£899,950

2007 bank rate rise to 5.5%. (edit 2) this can change any time the bank decides

 http://www.thisismoney.co.uk/mortgages/article.html?in_article_id=420199&in_page_id=8


Loan repayment calculator
MONTHLY PAYMENT This calculator shows what your monthly payments would be for a given loan, where interest is compounded monthly. Payment protection insurance is excluded.

 http://img.thisismoney.co.uk/calculators/calcLoanPay.html
Amount borrowed
eg. 5000, no commas
Term Months Years 50 years
Interest rate % 5.5%
(Actual interest rate & not the APR) %
RESULT Calculate
Total monthly payment £ 4408.36 (edit 1) < £ 1000.0 per week (one thousand per week)
Total charge for credit £ 1745068.6
Total repayment £ 2645018.6

£2 million 6 hundred and 45 thousand,18 pounds 6p
For something 6 men could build in 3 weeks and six men in 3 weeks make the materials.

How Much Can I Borrow?  http://www.mortgagesorter.co.uk/mortgages_amount_you_can_borrow.html
Please fill in the following details so we can calculate the mortgage loan value you should be able to borrow:

Annual Income of Applicant
Enter any amount in '000s
£ 260,000 thousand per year or £125 pounds per hour based on a 40 hour week
Annual bonus/commision of Applicant
Enter any amount in '000s OR leave blank
£

You are entitled to borrow up to £ 910,000

----------------------------------------------------

Monitoring poverty and social exclusion in Wales 2007Where once child poverty in Wales exceeded the UK average, .... At all ages, at least a third of part-time employees are paid less than £6.50 per hour. ...

 http://www.jrf.org.uk/Knowledge/findings/socialpolicy/2096.asp

Apologies, i thought it would be easy to understand. The cost to build that house would be 1500 man hours of labour.In the UK it would need at the mo, Ten average earners to get together and work about 25/30 years of there life to achieve the same.

1500 hours as opposed to 500000 hours. 333.3r times more. (edit) In this case as far as housing goes "only".

You work 333 days and benefit 1 DAY.

And tax takes even more from yet again because it is not distributed fairly or appropriately.


Deuteronomy 23:19 Thou shalt not lend upon usury to thy brother; usury of
money, usury of victuals, usury of any thing that is lent upon usury:


Andrew:Warwickshire,UK.

ed. Tony Gosling
- Homepage: http://www.tlio.org.uk/chapter7/

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